Flexible personal loans

Apply for an offer and get a decision online.

Interest rate starting from just 8.9%
Affordable monthly payments
Free payment schedule adjustments
Amount
7000
100
20000
Term
120
months
12
months
120
months

Monthly Payment

€ 118,33

Interest Rate

{acf_interest_rate_percentage_60_months}

%

APR

29.41

%

Total Repayment Amount

4.260

*Loan amount from €100 to €20000. Repayment period from 12 to 120 months. Annual Percentage Rate (APR) from 10.52% to 29.41%.

1,5 million

Applicants

17-year

Track record

€1,5 billion

In small loans
Based on the data from lending activities in Finland, Estonia, Spain, Denmark, The Netherlands, and Latvia.

Why partner with Bondora

Choose us as your trusted financial partner for secure, simple financial solutions tailored to you.

Apply fully online

Submit your application and get an offer digitally.

Transparent fees

You see the clear cost breakdown before signing.

Payout after signing

The money is sent after you sign the contract.¹

Flexible repayments

Adjust loan payments however you prefer, without additional costs.

No collateral needed

All our loans are collateral-free so you can enjoy more peace of mind and freedom.
¹ The money is transferred to your account after the contract is signed, between 07:00–23:00 as permitted by law.

Top 250 Fintech Companies 

2025

Top 30 tech companies in Estonia

2025

Leading European Tech Scaleups (LETS)

2024

Top 250 Fintech Companies 

2024

Top 30 tech companies in Estonia

2024

Top 100 Estonian Companies 

2024

Top 250 Fintech Companies 

2023

Top 30 tech companies in Estonia

2023

National winner

2019

Apply. Sign. Receive.

Apply. Sign. Receive.

1

Complete the simple online loan application. And we'll review your credit eligibility.

2

Select and accept your best-suited offer digitally.

3

Get the money transferred to your bank account after signing the agreement.
Regulated by the Finnish Financial Supervisory Authority (FIN-FSA)
EU data-protection standards
Working under responsible lending guidelines

Your questions, answered

You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.

Simply add the money required for your monthly payment to your Bondora account before the payment due date.

You can make ad hoc payments from your internet bank, or set up a standing payment order.

Yes, and there are no extra costs for early repayment. You can do partial or full early repayments of your loan.

You can get a small personal loan ranging from €100 – €20000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.

Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.

For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries.

Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification.

Our lending activities comply with local legislation, good practice, and responsible lending principles.

Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority. In Finland, we operate through a branch that the Finnish Financial Supervisory Authority supervises. We also have an operating license in Latvia, supervised by Consumer Rights Protection Centre (Patērētāju tiesību aizsardzības centrs).

Want to get in touch?

We're happy to support you and answer any questions you might have.
+358 9 747 91073