Helping you handle your finances with confidence, one step at a time.

Bondora team photo

1,5 million

Applicants

17-year

Track record

€1,5 billion

In small loans
Based on the data from lending activities in Finland, Estonia, Spain, Denmark, The Netherlands, and Latvia.

Clear and simple online application

You just need your ID, bank details, and a device with internet access to apply.

Secure loan processing

Once your application is approved and you’ve signed the agreement, we’ll start the transfer to your bank account.

Personal data protection

Your personal data is handled securely and never shared without your consent.

Transparent conditions

The terms of your loan agreement are clearly explained before you sign. No hidden surprises!

100% online 

You can apply online and check the conditions. No collateral required.

Helpful customer support

Send your questions to our support team at any time. We will get back to you as soon as possible.

Top 250 Fintech Companies 

2025

Top 30 tech companies in Estonia

2025

Leading European Tech Scaleups (LETS)

2024

Top 250 Fintech Companies 

2024

Top 30 tech companies in Estonia

2024

Top 100 Estonian Companies 

2024

Top 250 Fintech Companies 

2023

Top 30 tech companies in Estonia

2023

National winner

2019

Our mission

Our mission

Our secure online platform provides a simple and transparent way to apply for credit. We focus on clarity, fairness, and responsible lending to support well-informed financial decisions.

With a user-friendly application process and clear loan terms, our goal is to help individuals manage their finances responsibly and with confidence.

Our mission is to offer accessible financial services, built on transparency and trust.

Bondora tem photo

Bondora story

Bondora's story

Founded by Pärtel Tomberg in 2008 during the global financial crisis, Bondora was established to improve access to transparent and fair credit. Over the years, we’ve grown to serve customers across Europe with clear and predictable credit solutions.

Whether you’re consolidating existing credit or managing unexpected financial needs, our fixed-rate loans are designed to offer a stable and understandable repayment structure.

With 17 years of experience and nearly 200 dedicated professionals, Bondora operates with a strong commitment to compliance, transparency, and customer trust in every market we serve.

We believe in responsible lending

We’re here to keep things clear and straightforward. You’ll always know the costs, the process, and the important details before you decide. No hidden surprises. Your trust matters to us, and we’re committed to being upfront every step of the way.

You’re in control of your next step

You’re in control of your next step

Our goal is to provide straightforward financial services that help you stay in control of your finances. With Bondora, managing your money is simple, transparent, and on your terms.

  • Access clear and transparent financial services
  • Stay in control of your borrowing decisions
  • Manage your finances confidently and independently
  • Make informed choices that suit your needs

We’re here to support you, whether that’s today or in the future.