A small loan that fits your situation
Bondora small loans support your finances with clear, transparent terms
Start your journey with a Bondora loan
A small loan can offer a flexible financing option.
You can use it for any purchase or goal, and repay with affordable monthly fees.
And the best part? You don’t need collateral or to make a deposit.
Explore financing options with a Bondora small loan—designed with clear terms and transparency.
Apply in just a few steps
Why choose a Bondora small loan?
Apply online with a clear process
Flexible repayment options
No collateral required
You’ll get a response after we’ve reviewed your application
If approved, funds are transferred to your bank account
Small loans for short-term financial needs
A small loan from Bondora offers a financing option with clear terms and flexibility to support your plans.
Small loans are typically used for lower amounts and shorter repayment periods, which makes them easier to manage when planned carefully. Before applying, it’s important to compare different offers, review the total cost of credit, and choose a repayment schedule that fits your financial situation.
A personal loan may be one option to help bridge a gap in your budget, without the need for collateral or long-term commitments. Just make sure to consider your monthly expenses and repayment ability before taking on any credit.
Why consider a small loan from Bondora
Bondora’s personal loans can also be used for smaller expenses. Our application process is fully online, and there’s no need to provide collateral.
We’re trusted by more than 1 million people across Europe, and we work hard to keep things clear, secure, and fair. Each loan comes with transparent terms: no hidden fees, no confusing small print.
If you’re exploring small loan options, Bondora can help you find a solution that fits your situation. Just make sure to consider your repayment ability before applying.
Bondora small loan features
- Online application
Submit your application through our secure website at your convenience. - Flexible loan amounts
Choose a loan between €100 and €20000. - Clear interest rates
Annual rates starting from 8.9% (depending on your credit profile). - Flexible repayment terms
Select a repayment period from 12 to 120 months. - No fees for early repayment
You can repay your loan in full at any time without extra charges. - Mobile access
Manage your loan conveniently from your phone.
Note: Loan decisions are made after your application is reviewed and eligibility is confirmed.
Eligibility requirements
Your questions, answered
You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.
Simply add the money required for your monthly payment to your Bondora account before the payment due date.
You can make ad hoc payments from your internet bank, or set up a standing payment order.
Yes, and there are no extra costs for early repayment. You can do partial or full early repayments of your loan.
You can get a small personal loan ranging from €100 – €20000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.
Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.
For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries.
Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification.
Our lending activities comply with local legislation, good practice, and responsible lending principles.
Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority. In Finland, we operate through a branch that the Finnish Financial Supervisory Authority supervises. We also have an operating license in Latvia, supervised by Consumer Rights Protection Centre (Patērētāju tiesību aizsardzības centrs).
